Long Term Finance

Basecorp Finance is privately owned and therefore approvals are not reliant on any bureaucratic procedures or other outside influences.  Decisions are made within the company ensuring a prompt response. We will provide a loan package specifically designed to meet your individual personal (consumer) & business (non-consumer) financial needs, especially those requirements that traditional Banks are generally reluctant to do, and we will do so with a minimum of hassle.

Repayment Periods

Our loan term finance options allow for payments between 36 months right up until 25 years. Giving you the flexibility to structure your deal just the way you want it.

Up to 80% LVR

Basecorp Finance understands that it is not always possible to contribute large deposits. We, therefore, allow a maximum LVR (Loan to Value Ratio) of 80%. Meaning we will fund up to 80% of the purchase price.

Up to $1,000,000.00

Again our standard policies allow us to advance up to one million dollars. This doesnt mean we cannot fund above one million. If the security is right and the deal is water tight we could entertain larger amounts.

Interest Options

For the lower end of the repayment term we offer both interest only or principle and interest payments. For our 25 year products we only have a principle and interest option.

Product & Credit Policies

 Products 
Interest Only
Partial or Fully Capitalised Funding (case by case)
Servicing
Evidence of ability to service is to be provided 
(If repayments are not capitalised)
An Exit Strategy must be evidenced in all applications

Credit Criteria

We will consider the following:

  • Adverse Credit, at our discretion.
  • Mortgage and/or Rates arrears.
  • Property Law Act Notices.
  • IRD Arrears
Legal
Where Solicitors are equired, Basecorp Finance will instruct the Borrowers’ Solicitor directly – This process keeps Borrower’s legal costs to a minimum.

AUCKLAND
 0800 839 299

HAMILTON
07 839 2999

WELLINGTON
0800 839 299